Sam Griffin
Sam has spent the last decade helping UK consumers and business owners navigate a rapidly changing financial landscape. As the lead for HowMuch (UK), he draws on his background at major comparison platforms to build tools that move the needle for SMEs. From regulatory compliance to deep-market analysis, Sam’s focus is on ensuring that HowMuch UK provides the clarity and accuracy UK consumers & business owners need to make decisions with confidence.
What Is Invoice Discounting?
Invoice discounting lets you release cash from unpaid invoices while keeping your credit control in-house and the arrangement confidential. Here is how it works, what it costs, and whether it suits your business.
24 July 2026
What Is Invoice Finance?
Invoice finance lets you release cash tied up in unpaid invoices without waiting for customers to pay. It comes in two main forms, factoring and discounting, each suited to different business types and situations. Here is how to work out which one fits yours.
24 July 2026
What Is Invoice Factoring?
Invoice factoring advances you cash from unpaid invoices and hands your credit control to the lender. Here is how it works, what it costs, and whether it is the right fit for your stage of business.
24 July 2026
Invoice Factoring Rates
Invoice factoring rates are not a single number — they are made up of several components that most comparison guides do not explain. Here is how the costs break down and what you should actually compare.
24 June 2026
Selective Invoice Finance Explained
Selective invoice finance lets you release cash from individual invoices without committing your whole sales ledger. Here is how it works and when it makes sense.
24 June 2026
Recruitment Invoice Finance
Recruitment agencies face one of the most acute cash flow problems in business: paying contractors weekly while clients pay on 60 or 90-day terms. Here is how specialist invoice finance solves it.
24 June 2026
Invoice Discounting vs Factoring
Invoice discounting and factoring both release cash from unpaid invoices. The difference is who chases your customers for payment, and that has more implications than it might seem.
24 June 2026
Advantages and Disadvantages of Invoice Discounting
Invoice discounting releases cash from unpaid invoices while you keep full control of your sales ledger. Here is what it costs you and what it gives you.
24 June 2026
Dealing with Business Cash Flow Problems
Cash flow problems kill profitable businesses. Here is what causes them, how to spot them early, and what to do when they hit.
24 June 2026
What is Cash Flow in Business?
Understanding cash flow is the most important financial skill for any SME owner. Here is what it means, why it matters, and how to manage it.
24 June 2026